Mortgage & Lending

A mortgage marketing agency for purchase and refinance demand, with SEO, web, and AI under one roof

Capture rate-driven demand at the branch and the loan-officer level, in every market you lend.

Mortgage demand swings with rates and is intensely local. Borrowers search for a specific loan officer, a program, or a rate in their city, and they decide fast when the market moves. We help mortgage banks, lenders, and individual loan officers show up for purchase and refinance searches and convert them into applications.

Why mortgage and lending is different

Rate-driven demand meets some of the strictest advertising rules in finance

A mortgage ad is a legal document. Any rate, payment, or APR you quote triggers TILA-RESPA Integrated Disclosure requirements, and every offer has to satisfy ECOA and fair lending standards, HMDA reporting, and CFPB UDAAP advertising rules. Loan officers market under SAFE Act and NMLS licensing, so each individual has to display the right license numbers wherever they promote. Meanwhile your funnel runs on a loan origination system such as Encompass or Blend, a borrower point-of-sale portal, a CRM with lead routing, and rate or quote tools. We build with these requirements in mind, keep NMLS display correct at the loan-officer level, and coordinate with your compliance team before campaigns go live.

The same three pillars, tuned to you

How Swarm helps mortgage and lending

One team for search, site, and software, so rate changes and licensing never break your marketing.

The difference

We market at the loan-officer level and keep every rate claim inside TRID

Rate-driven demand is won locally, by a named loan officer, not by a generic brand page. We build individual officer pages that rank, carry correct NMLS licensing, and route leads into your origination stack, while every rate and payment claim is built around TRID and fair lending. Search, site, and software run as one team, and we build our own tools so the work fits your pipeline.

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Common questions

Frequently asked questions

Can you keep rate and payment ads compliant with TRID and fair lending?

We build advertising with TILA-RESPA disclosure, ECOA fair lending, and CFPB UDAAP rules in mind, and we send every rate, APR, and payment claim to your compliance team for sign-off before it publishes.

Can you handle NMLS licensing display for individual loan officers?

Yes. We set up loan-officer pages and campaigns that display the correct NMLS and SAFE Act license information per person and per state, and keep it consistent everywhere they market.

Can you integrate with our loan origination system and lead flow?

We connect your site and campaigns to origination systems such as Encompass and Blend, borrower point-of-sale portals, your CRM, and rate tools, so leads route correctly without manual re-entry.

Work with us

Ready to win purchase and refinance demand as the market moves?

Let's talk about your markets, your loan officers, and where your applications come from today. We will show you how to capture rate-driven demand locally while keeping every claim inside the rules.